Products

Group Life Insurance


With Group Life Insurance, an entire group of people is covered with life insurance under a single contract. It is usually more suitable to be offered by employers to their employees, or for any large entities, such as group associations and organisations.
Insuring as a group costs less than insuring individually.

Benefits offered:

  • Death, due to any cause – 100% Sum Insured Payable.
  • Additional Accidental Death Benefits – 100% Sum Insured Payable.
  • Permanent Total Disability (Accidental) – 100% Sum Insured, 12 months deferred period (for own or any other occupation).
  • Permanent Total Disability (Sickness) – 100% Sum Insured payable, 12 months deferred period (for own or any other occupation).
  • Permanent Partial Disability (Accidental) – Compensation payable, as per Continental Scale of Benefits, based on 100% of Life Sum Insured.
  • Permanent Partial Disability (Sickness) – Compensation payable as per Continental Scale of Benefits, based on 100% of Life Sum Insured.
  • Temporary Total Disability (Accidental) – A weekly benefit of 100% of the actual weekly salary, for a maximum period of 52 weeks, Nil day waiting period.
  • Temporary Total Disability (Sickness) – A weekly benefit of 100% of the actual weekly salary, for a maximum period of 52 weeks, 7 day waiting period.
  • Medical Expenses (Accidental).
  • Repatriation Expenses of Mortal Remains.

Coverage

The amount of coverage offered is typically equal to one or two times the annual salary of the insured employee. There are a variety of coverage options to choose from based on your requirements.

The insurance remains in force unless the employment is terminated.

For more information about our coverage options, contact our Medical Department.

AFNIC 40TH Anniversary
In 2016, AFNIC celebrated a milestone, having turned 40. AFNIC was established in 1976, and over the years, they have celebrated a range of accomplishments. For one, AFNIC is the only onsurance company with headquarters in Fujairah. They are also behind the development of the World’s First Insurance ATM, Quik Insure. The revolutionary concept is currently being rolled out at ENOC/EPPCO...
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AFNIC Launches Quik Insure
In a world-first, Al Fujairah National Insurance Company (AFNIC) has launched Quik Insure, an innovative kiosk that allows you to insure motor vehicles, obtain insurance certificates and policies, renew RTA registration, and pay RTA fines with one quick swoop of your credit card. Enoc has partnered with AFNIC, UAE’s leading insurance provider, to host the ATMs at ten of their select...
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Home Insurance Discount
We proudly present 10% off for Homeowner's Insurance and 7.5% off for Tenants' Compensation!Offer valid from 1st May - 1st August 2017.Terms and Conditions apply....
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