About company

About us

For over four decades now, Al Fujairah National Insurance Co (AFNIC) is the only insurer in the United Arab Emirates that has its headquarters in Fujairah, situated in the Eastern part of the country. AFNIC serves a multitude of clients across a wide-spectrum of industries throughout the UAE.

Established in 1976, under the patronage of the Ruler of Fujairah, AFNIC is a Public Shareholding Company, registered under the Federal Company Law, and Federal Insurance Law with the Government of Fujairah as the major Shareholders (with over 80% share).

AFNIC has a wide network of full-fledged branch offices spread throughout the UAE. It has an active presence in Abu Dhabi, Dubai, Sharjah, Dibba, and Fujairah, offering all their services under one roof for the convenience of customers. Customers can also avail of AFNIC’s products from the Insurance ATMs (a revolutionary concept – first-of-its-kind in the world), which is available at various Petrol Stations in Dubai.

The company writes all classes of Property and Casualty insurances, including Motor Vehicles and Marine Vessels, to Jet Aircrafts, Port Operators’ Liability, Group Life, Medical, and much more.

AFNIC is supported by a panel of strong Reinsurance securities, and is backed with expertise of over 35 years. It has a Paid-up Capital of AED 100 Million and a total Assets of over AED 400 Million. The Company is listed on the Abu Dhabi Stock Market in the year 2007.

‘Leading Rating Agency Moody’s has assigned Baa1 Rating (with stable outlook) to AFNIC,
which endorses our strong position.’

Our Legacy and Growth

Al Fujairah National Insurance Co commenced its operations in the year 1977. It is registered under the federal company law and federal insurance law. The company offices in Fujairah operate at the company-owned headquarters building in Fujairah, which is a landmark of the city, in addition to which the company has a new 20 storey commercial/residential building in Fujairah City as part of its investment.

We offer a full range of quality insurance products and services providing extensive protection to individuals, families, small establishments, large corporations, and government establishments. During the period of over 35 years, since we commenced our operations, we have established ourselves as financially sound and strong Insurer for the vast array of insuring public in the UAE and have carved a niche for ourselves in the industry.

To add feather to our crown, we are the proud Insurers of AED 3.45 Billion DUBAI TRAM project in Dubai, in addition to various other Landmark projects and properties in various parts of Dubai as well as in Fujairah.

Middle East Insurance Review, June 2020
       AFNIC’s CEO Mr Antoine Maalouli was featured in the Middle East Insurance Review – Customer Engagement June 2020 Cover Story. He discussed the evolution of AFNIC’s customer engagement strategy and how it developed during the Covid-19...
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Gain An Extra Layer Of Protection To Combact Cancer With Health Insurance
                    #AFNICPinktoberFacts October is the dedicated month for spreading awareness about Breast Cancer. To encourage the sharing of information, and to boost early detection and cure, AFNIC is sharing 31 facts about Breast Cancer. 1.    Breast cancer is a disease in which malignant...
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Customer Service Standards
1. POLITE & RESPECTFUL:      o Greet every customer with a smile.      o Treat customers with respect.      o Listen and try to understand the customers.   2. UNDERSTANDING & FLEXIBLE:      o Put oneself in the customers’ shoes.      o Remember that customers’ issues are our...
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