Products

Life Insurance


Life insurance protects against financial loss that would occur due to the premature death of an insured. The named beneficiary receives the proceeds, and so is protected from financial impact.

It helps you protect your family from any financial burden, and leaves you with a peace of mind with the knowledge that even after an unfortunate occurrence you can still look after them.

Benefits Offered

  • Death due to any cause – 100% Sum Insured Payable
  • Permanent Total Disability (Accidental) – 100% Sum Insured, 12 months deferred period (for own or any other occupation).
  • Permanent Total Disability (Sickness) - 100% Sum Insured payable, 12 months deferred period (for own or any other occupation).
  • Permanent Partial Disability (Accidental) – Compensation payable as per Continental Scale of Benefits, based on 100% of Life Sum Insured.
  • Permanent Partial Disability (Sickness) – Compensation payable as per Continental Scale of Benefits, based on 100% of Life Sum Insured.
  • Passive war risk covering Death and PTD.

Coverage

We provide a variety of coverage options, and you can choose them based on your requirements.

For more information about our coverage options, contact our Medical Department.

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    In co-operation with the Dubai Health Authority (DHA), AFNIC brings to you awareness on the Patient Support Program (PSP), for the medical insurance of Dubai Visa holders. There are two categories under PSP: Basmah and Hepatitis B & C. The main objective of this initiative is for the prevention, detection, and treatment of these medical concerns.    BASMAH ...
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VIRTUAL WORK PLACEMENT PROGRAMME
During the first quarter of 2021, AFNIC’s HR & Administration Department—Emiratisation Section conducted a virtual work experience activity in collaboration with the Ministry of Education. More than 250 school students, from the 11th and 12th grades, were in attendance. The programme aimed to help local students gain an insight into AFNIC’s structure, mission, and values....
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