Products

Tenants Compensation Insurance


Perils that affect our residences, such as fires, natural disasters and even burglary, can occur at any moment, without any warning signs. To help you, as a Tenant against any damage caused, we are giving you a Package of Compensation Insurances suitable for all Residential Tenants in the U.A.E, with premiums starting from less than One Dirham per day!

What we cover:

Section I – Contents

The contents (including jewellery and valuables up to 20%) of your residence, inclusive of personal belongings, will be covered by AFNIC – except those excluded from the policy.

Section II – Alternative Accommodation

If your residence has become uninhabitable due to perils, AFNIC will compensate you with alternative accommodation – for up to 90 days – until your home is restored again.

Section III – Legal Liability

If you, as the tenant, becomes legally liable to pay, to a third party, due to claims made – arising from accidental bodily injury (fatal or non-fatal) and/or damage to property, against you, AFNIC will help you cover the costs.

Section IV – Injury To / Death Of Tenant & Family

If, due to fire, lightning or explosion, an injury or death occurs to the Tenant and/or family, as a direct result of the perils that occurred at the residence, AFNIC will compensate for death or permanent disability and medical expenses subject to limits
Below you can find a table summarising the package coverage:


The Excellence Award In Tolerance
In line with the views of the U.A.E. and since the start of the company, AFNIC has actively practiced tolerance towards our staff and customers. AFNIC welcomes all customers, while giving special care for people with determination, we continue to make our offices accessible to everyone. AFNIC has been awarded The Excellence Award in Tolerance by the U.A.E. Insurance Authority, in recognition...
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The Outstanding Company In Social Responsibility
Aligning with our company purpose and values, AFNIC has been committed to our social and environmental development activities. Our voluntary actions contribute to social, economic and environmental development. AFNIC has been awarded The Outstanding Company in Social Responsibility Award from the U.A.E. Insurance Authority for our continuous efforts in supporting our society. As a part of...
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Middle East Insurance Review, June 2020
       AFNIC’s CEO Mr Antoine Maalouli was featured in the Middle East Insurance Review – Customer Engagement June 2020 Cover Story. He discussed the evolution of AFNIC’s customer engagement strategy and how it developed during the Covid-19...
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