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This is a Package Policy and is intended for Owners of Villa or Flat/Apartment, who can insure their residential Building, Contents and personal Jewelry/Valuables against Fire, Burglary, Lightning, Explosion, storm, tempest, flood, Riot, Strike etc.

The Limits of cover under the Policy vary as provided under Option I, II, III and IV.  The maximum Value of the Building that can be insured under this Policy is AED 1,000,000.  In addition, there are separate Limits for Contents, Personal Jewelry/Valuables. Total overall sum insured for all the 4 Sections of cover is AED 1,500,000 under Option IV.

Further, this Policy automatically covers Personal Liability of the insured person and/or his family members to Third Parties up to a maximum Limit of AED 1,500,000/-.

The Premiums are highly competitive for such a Package of various types of covers, all under one Policy. 

If the Value of the Building is over AED 1,000,000/- we can offer a different Policy by offering all the above package of covers at premium to be quoted by the Company.

Above is a brief narration only, subject to the terms, conditions, exclusions etc. of the concern policies. 

We are pleased to inform you that the Tenants’ Cmpensation Insurance is now ready! The below table shows the 4 options we have in this policy, and for full details about the policy wording, and Tenants Compensation proposal form, you may check the attached files.

 Sections of Insurance Cover

Table of Compensation (Optional Limits of Cover)

Option - I

Option - II

Option - III

Option - IV

Sec I –Contents

(Inclusive of Jewelry & Valuables up to 20%) against Fire & Allied Perils + Burglary

50,000

75,000

100,000

150,000

II – Alternative Accommodation

(against Fire, Lightning and/or Explosion)

12,500

18,750

25,000

37,500

III – Legal Liability

250,000

350,000

500,000

750,000

IV – Injury to/  or Death of Tenant or  Family Members (against Fire, Lightning and/or Explosion at the insured Residential Unit)

25,000

37,500

50,000

75,000

Total

337,500

481,250

675,000

1,012,500

Important Note:

"Select the Optional Limit (from the above Table) which is the nearest to the actual values of the contents, jewellery, valuable etc.  If the actual values are higher than the highest values stated in the Table of Optional Limits, please advise Technical department such actual values in order to offer our tailor-made terms to you.

Above is a brief narration only, subject to the terms, conditions, exclusions etc. of the concern policies.