Dear Customer,

Following the directives of the UAE Central Bank to all financial institutions, and our commitment to preventing fraud, kindly be aware that AFNIC will be suspending our WhatsApp communication services, effective 29th April 2026.

We would like to reassure you that AFNIC insurance products and services are still available through our trusted and secure official channels:

✅ AFNIC Website: www.afnic.ae

✅ AFNIC 24/7 Toll Free Customer Care: 80023642

✅ AFNIC Mobile App:
- App Store: Download on App Store
- Google Play: Get it on Google Play

We remain committed to enhancing your digital experience with AFNIC, with increased security and continuous developments on features offered.

Thank you for your understanding and continued trust in Al Fujairah National Insurance Co.

Sincerely,
AFNIC

Dear Customer,

We would like to reassure you that AFNIC insurance products and services are still available through our trusted and secure official channels:

✅ AFNIC Website: www.afnic.ae

✅ AFNIC 24/7 Toll Free Customer Care: 80023642

✅ AFNIC Mobile App:
- App Store: Download on App Store
- Google Play: Get it on Google Play

We remain committed to enhancing your digital experience with AFNIC, with increased security and continuous developments on features offered.

Thank you for your understanding and continued trust in Al Fujairah National Insurance Co.

Sincerely,
AFNIC

عميلنا العزيز،

تماشيًا مع توجيهات مصرف الإمارات العربية المتحدة المركزي لجميع المؤسسات المالية، والتزامًا منا بمكافحة الاحتيال، نود إعلامكم بأن شركة الفجيرة الوطنية للتأمين ستوقف خدمة التواصل عبر واتساب اعتبارًا من 29 أبريل 2026.

نود أن نطمئنكم بأن منتجات وخدمات الفجيرة الوطنية للتأمين لا تزال متاحة عبر قنواتنا الرسمية الموثوقة والآمنة:

✅ موقع AFNIC الإلكتروني: www.afnic.ae

✅ خدمة عملاء AFNIC المجانية على مدار الساعة: 80023642

✅ تطبيق AFNIC للهواتف الذكية:
- آب ستور: تحميل من App Store
- جوجل بلاي: تحميل من Google Play

نحن ملتزمون بتحسين تجربتكم الرقمية مع الفجيرة الوطنية للتأمين، من خلال تعزيز الأمن والتطوير المستمر.

نشكركم على تفهمكم وثقتكم المستمرة في شركة الفجيرة الوطنية للتأمين.

مع خالص التقدير،
شركة الفجيرة الوطنية للتأمين

حسنًا

عميلنا العزيز،

نود أن نطمئنكم بأن منتجات وخدمات الفجيرة الوطنية للتأمين لا تزال متاحة عبر قنواتنا الرسمية الموثوقة والآمنة:

نحن ملتزمون بتحسين تجربتكم الرقمية مع الفجيرة الوطنية للتأمين، من خلال تعزيز الأمن والتطوير المستمر.

نشكركم على تفهمكم وثقتكم المستمرة في شركة الفجيرة الوطنية للتأمين.

مع خالص التقدير،
شركة الفجيرة الوطنية للتأمين

حسنًا

UAE Road Safety for Cyclists, Drivers and Pedestrians

Adherence to the UAE traffic laws is important to ensure the safety of drivers, pedestrians, cyclists and people of determination.

The UAE has established several traffic laws to ensure safe travels by all road users.

How to be a responsible cyclist according to Article (16) of Traffic Law No. (21) of 1995

Keep on the right side of the road.
Do not ride on the pavement.
If bicycle lanes are available, you must stay within the lane and not leave it, except when necessary.
Ride one behind the other, unless circumstances require otherwise.
Do not use the support of any other vehicle to move or drag your bicycle.
Bicycles are limited to one rider per bicycle. Do not take passengers.
The cyclist must wear a protective helmet.

The law under Article (17) of Traffic Law No. (21) of 1995 provides the guidelines for cyclists on what not to do.

• Whether riding a bicycle or driving a motorcycle, the cyclist must hold the handlebars with both hands. It is prohibited for a cyclist to ride without holding the handlebars, or with only one hand, except when giving a hand signal.

• Cyclists should not swerve or ride erratically on the road. They should also not accelerate dangerously or move in any manner that poses a danger to the public.

The law under Article (17) of Traffic Law No. (21) of 1995 states that, subject to the stipulated exceptions, it is mandatory for drivers of motor vehicles to have a driving licence.

• No person is allowed to drive any motor vehicle on the road, unless they hold a valid driving licence issued by the licencing authority.The driving licence should authorise the type of vehicle that is being driven.

• To drive motorcycles, a motorcycle driving licence is required, which is granted for driving all types of motorcycles.

Violations and Fines under the Federal Traffic Law for cyclists:

Violations	Fines for Driver
Failure to wear a helmet while driving a motorcycle.	AED 500 fine + 4 black points
Passengers on a motorcycle not wearing a helmet.	AED 500 fine
Exceeding the speed limit of 20km/h for bicycles, electric bikes, and scooters.	AED 300 fine
Mistakes on the road while driving a motorcycle.	AED 2,000 fine + 12 black points

General Guidelines for Road Safety

• Carry a valid and appropriate driving licence for the type of vehicle used.

• Adhere to traffic laws and regulations, including speed limits, signals, and right of way.

• Do not use the mobile phone or any other distraction while driving.

• Maintain a valid vehicle registration and licencing. Do not drive expired vehicles.

• Ensure vehicle is technically fit for road use (brakes, tires, lights, signals, glass, etc.).

• Use designated pedestrian crossings and do not cross in unsafe locations.

• Follow pedestrian traffic signals and do not cross when the light is red.

• Do not endanger yourself or others by crossing suddenly or irregularly.

• Follow instructions issued by police and traffic officers.

• Demonstrate civilised behaviour and respect others.

• Preserve lives and property.

• Co-operate with the relevant authorities and report traffic hazards.

The Traffic Laws of the UAE exist to protect you and the community. Adherence to the law is mandatory.